You might not be able to follow through on all 22 of these resolutions, but implement even just a few of these and you’ll be well on your way to a more prosperous financial life in the coming year.
Read more and get additional financial resources here: https://listentoscott.com/podcasts/22-money-resolutions-for-2022/
What we discuss in this episode:
5:43 – Reducing debt
6:10 – Boost savings
6:39 – Prepare for unexpected
7:23 – Don’t overreact
9:02 – Budget
12:23 – Meet with a financial advisor
14:26 – Check beneficiaries
14:37 – Tough conversations
15:18 – Refinance
15:05 – Audit insurance
15:45 – Organize
16:16 – Check credit
16:40 – Check fees
16:58 – Share knowledge
18:38 – Give back
19:00 – Review tax brackets
19:16 – Roth conversion
19:39 – Update paycheck withholdings
20:15 – Rebalance portfolio
20:28 – Transition to retirement
21:38 – Consolidate accounts
23:00 – Listen to our podcast
Few people can pronounce “fiduciary” correctly, let alone describe it and explain how it impacts their world. It is a really important thing to grasp and be able to explain. So today, we’ll discuss what it means to be a fiduciary and some questions you can ask your financial advisor.
Read more and get additional financial resources here: https://listentoscott.com/podcasts/what-is-a-fiduciary-and-why-do-you-need-one/
What we discuss in this episode:
1:03 – How to pronounce fiduciary
2:33 – Your best interests
8:30 – How to spot fiduciaries
10:29 – Five questions to ask
As the end of the year quickly approaches, here are some last-minute tax issues you need to get in order before Jan. 1, 2022. Find out how RMDs, charitable contributions, and more could impact your taxes.
Read more and get additional financial resources here: https://listentoscott.com/podcasts/what-to-know-about-end-of-year-taxes/
Check List: Click Here
What we discuss in this episode:
3:47 – Required minimum distributions
5:01 – New legislation
5:59 – Contributions
6:48 – Tax review
8:17 – Qualified charitable distribution
9:47 – Estate planning, FSA, etc.
Time is undefeated. Nobody outlasts time. One of the big questions that people have, when they seek our advice, is: Will we be OK financially and have money for the rest of our lives? We’ll let you know what steps you must do to get there.
Read more and get additional financial resources here: https://listentoscott.com/podcasts/time-is-undefeated/
Jesse Itzler YouTube video: https://www.youtube.com/watch?v=jks1fjm3o_I
What we discuss in this episode:
1:33 – Time is undefeated
6:10 – Options shrink as you age
9:38 – Can we retire?
13:52 – Build your plan
In today’s world, the news is everywhere. How does this affect our brain and decision-making? Did you know that constantly obeying our ancient drive to focus on the negative can make us miserable?
Read more and get additional financial resources here: https://listentoscott.com/podcasts/your-brain-on-news/
What we discuss in this episode:
2:10 – Ground News
6:32 – How we got here
9:34 – Here we are
14:38 – Headlines
Overconfidence in your financial life can sometimes lead to destruction. Find out if any of these examples apply to you and why you can’t put too much confidence in any of these planning areas.
Read more and get additional financial resources here: https://listentoscott.com/podcasts/how-overconfidence-can-lead-to-financial-destruction/
What we discuss in this episode:
6:00 – Stock markets
9:05 – Managing your own portfolio
13:24 – A million dollars
14:31 – Rules of thumb
16:23 – Certain products
Believe it or not, Mick Jagger has dispensed a lot of retirement planning wisdom in his life. Granted, he didn’t mean for these statements to have anything to do with money when he said them, but we’re here to weave these quotes into a financial lesson.
Read more and get additional financial resources here: https://wp.me/paeENs-cA
What we discuss on this episode:
2:52 – The past
4:28 – Losing dreams
8:22 – Letting yourself go
10:27 – Satisfaction
There’s an old quote that says, “Age is the price of wisdom.” Today, we’re talking about how that applies to the financial world. Ask yourself, have you changed your opinion on money and saving for retirement as you’ve gotten older?
Read more and get additional financial resources here: https://wp.me/paeENs-cw
What we discuss on this episode:
3:30 – Changing perspectives
6:15 – Regrets
8:52 – Worry
11:50 – Legacy
15:11 – Risk
On this episode of Your Retirement Elevated podcast with Scott Dougan, we’re sharing the four most common financial questions we get and how we answer them.
Read more and get additional financial resources here: https://wp.me/paeENs-cp
What we discuss on this episode:
3:45 – When can I retire?
5:55 – Do I have enough?
7:41 – Will my money last as long as I do?
8:34 – Will I be OK?
On this episode of Your Retirement Elevated podcast with Scott Dougan, we’re talking about blind spots in your retirement. Most retirees and pre-retirees have them in their retirement plan – things they never knew they needed to be thinking about.
We’ll explain how each of these blind spots can cause problems.
Read more and get additional financial resources here: https://wp.me/paeENs-cl
What we discuss on this episode:
4:15 – Market downturn
6:43 – Inflation
8:40 – Medical costs
11:03 – Tax
13:50 – Looking for blind spots
Clients often ask us how long they need to keep important documents on file. Today, we’re sharing a checklist of what you need to save and why.
Read more and get additional financial resources here: https://wp.me/paeENs-ca
What we discuss on this episode:
7:15 – Taxes
8:54 – Health care
9:54 – Legal
11:13 – Assets and debts
12:55 – Other documents
Read more and get additional financial resources here: https://wp.me/paeENs-c2
What we discuss on this episode:
3:55 – What is long-term care?
8:20 – Self-insure?
10:43 – Traditional insurance and hybrids
16:13 – Life insurance retirement plan
19:23 – Recap
Is knowledge power? On this episode of Your Retirement Elevated podcast with Scott Dougan, we’re exploring the topic of knowledge and what you do with it.
Read more and get additional financial resources here: https://wp.me/paeENs-bX
What we discuss on this episode:
2:05 – Knowledge is not power
6:40 – Knowing where to tap
12:12 – Critical lessons
14:05 – Executing a plan
15:30 – Prior knowledge not always an advantage
20:26 – Feeling comfortable and confident
On this episode of Your Retirement Elevated podcast with Scott Dougan, we’re talking about a question that has come up a lot lately: What are you going to retire to?
Read more and get additional financial resources here: https://wp.me/paeENs-bP
What we discuss on this episode:
1:36 – What you are going to retire to?
6:17 – Struggling with retirement
10:06 – Silver linings
